Bitget EU Finance Fixed: Earn Higher Returns with Locked Deposits

[Estimated Reading Time: 3 mins]

Bitget EU Finance Fixed allows you to earn passive income on your idle crypto assets with higher returns over a set period. Unlike Finance Flexible, which lets you withdraw anytime, Finance Fixed locks your assets for a fixed duration in exchange for better interest rates.

This guide explains how Bitget EU Finance Fixed works, its benefits, and how to get started.

What is Bitget EU Finance Fixed?

Bitget EU Finance Fixed is a fixed-term product that offers users higher yields compared to Finance Flexible products. You can lock your idle crypto assets for a fixed term, such as 30 or 60 days, to earn returns.

Key Benefits

• Low risk – Your principal is secure, and yields are paid in the same asset.

• High ROI – Earn better returns than Finance Flexible.

• Diverse investment solutions – Choose from available options such as 7, 14, 30, or 60 days, depending on the asset.

Once subscribed, your funds are locked in your Finance Fixed account, and interest accrual begins the next day (D+1).

How to Subscribe to Bitget EU Finance Fixed?

Step 1: Access Bitget EU Finance Fixed

• On the web: Click Earn in the top navigation bar, then select Finance.

• On the app: Tap the user icon in the top-left corner, select Earn from the quick access section, and then tap Finance.

Step 2: Choose Your Finance Fixed Plan

1. Select your preferred asset from the Finance Fixed options.

2. Choose a lock-up period based on the available options for your selected asset (e.g., 7, 14, or 30 days).

3. Click Subscribe.

Step 3: Confirm Your Subscription

1. Enter your investment amount.

2. Review the estimated APR and lock-up details.

3. Agree to the terms and click Confirm.

Step 4: Track & Manage Your Subscription

• View your active subscriptions under Finance Records in the Earn section.

• At maturity, your funds and earned interest will be automatically credited to your Spot account.

How does Bitget EU Finance Fixed work?

Interest Calculation & Payouts

Interest is calculated from D+1 (the day after subscription). There are two payout options:

• Daily payouts – Interest is credited to your Spot account every day.

• End-of-term payouts – Interest is credited in full at the end of the lock-up period.

Redemption & Early Withdrawal

• At maturity, your principal and earned interest are automatically returned to your Spot account.

• Some Finance Fixed products allow early redemption, but a penalty fee may apply.

• Subscription terms may vary by asset, so always check the details before subscribing.

Formula for Total Interest Calculation: Total Interest = Subscription Amount × APR × Lock-up Days ÷ 365

Example:

If you subscribe 1,000 USDC to a 30-day Finance Fixed plan with an 8% APR: 1,000 × 8% × 30 ÷ 365 = 6.57 USDC At the end of the term, you will receive 1,006.57 USDC (principal + interest).

FAQs

1. When does interest start accruing for my Finance Fixed subscription?

Interest starts the day after you subscribe (D+1).

2. Can I withdraw my funds before the lock-up period ends?

Some Finance Fixed products allow early redemption, but a penalty may apply.

3. What happens when my Finance Fixed plan matures?

Your principal and interest will be automatically returned to your Spot account.

4. Is my initial deposit safe?

Yes, your principal is safe, and you will receive it back at the end of the term.